Rebuilding After the Eaton Fire: Navigating Insurance Gaps and Discovering New Resources

The aftermath of the Eaton Fire has left many Altadena homeowners facing an uncertain road to recovery. If you’re feeling overwhelmed by insurance confusion or are unsure where to turn for help, you’re not alone. Many in our community are discovering that insurance policies don’t always stretch as far as we hope when it comes to rebuilding homes and lives. But there is hope—and a network of local resources ready to support you.

Understanding Insurance Gaps

After a disaster, many homeowners discover gaps in their coverage—whether it’s underinsured structures, landscaping, or personal property. If you find yourself in this situation, take these steps:

• Contact your insurance provider for a detailed breakdown of your policy and coverage limits.
• Document all damages thoroughly with photos and written descriptions.
• Consult with a local insurance advocate or public adjuster who can help you understand your rights and maximize your claim.

Local Resources in Altadena

Our community is strong, and there are several organizations and programs in Altadena that can offer support:

• Altadena Community Center: A hub for disaster recovery information, support groups, and referrals to local aid programs.
• Los Angeles County Disaster Assistance: Offers emergency grants and temporary housing resources for displaced homeowners.
• Foothill Unity Center: Provides food assistance, basic necessities, and case management for families in need.
• Altadena Library District: Offers free internet, workspace, and access to local recovery workshops and events.
• Local Contractors & Rebuilders: Seek recommendations from neighbors or the Altadena Chamber of Commerce for licensed professionals experienced in fire restoration.

Stay Connected—You’re Not Alone!

Rebuilding after a fire is a marathon, not a sprint. Don’t hesitate to lean on your neighbors, local organizations, and professionals who truly care about Altadena’s recovery. As a longtime Altadena resident and local real estate and mortgage broker, I’m here to help you navigate your options and connect you with trusted resources every step of the way.

Feel free to reach out to me, Terrance Scotton, at 626-788-9299 or tscotton@urteaminc.com. You can also visit UR TEAM Real Estate Services for more information. Let’s rebuild Altadena—together.